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Many states have a contracting credit available on your Workers' Compensation Policy for contractors with higher-than-average wage levels.
You will have completed an application to your state for this credit. If the credit was granted to you, we may ask to verify the payroll you reported to the state. We will ask for the records you used and workpapers you prepared when you applied for this credit. Your period used will be the third calendar quarter (July, August, September) of the year prior to your policy inception.
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