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Auto Coverage
- Many students have a vehicle at college. It's important to contact your insurance agent so your insurance company knows this. A vehicle is rated based on how it's used and in what city it's located.
- A student who doesn't have a vehicle at college and is more than 100 miles from home will benefit if a resident student rate is applied to the policy. Does your student qualify for this discount?
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- Even if a student doesn't have a vehicle at college, he/she must still be rated on the parent's auto policy because he/she is still considered covered under the policy. This is especially important if the student drives an uninsured vehicle.
It's very important that students have adequate personal property and auto coverages while they're away at school. Because every situation is different and can change from year to year, it's also important that you talk to your insurance agent about your student's current situation. After all, college should be a pleasant experience!
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